Your local guide to buying smart and stress-free in Southern Kentucky.
Buying your first home is exciting and let’s be real, a little overwhelming. If you’re searching in Bowling Green, KY, you’re in a great spot: the community is tight-knit, the growth is strong, and the opportunities are real.
I’m Ashlea Campbell, a local real estate professional here to walk you through this big step. Whether you’re looking downtown, out in Alvaton, or anywhere in between, here’s what you need to know to feel confident at every stage of the process:
Get Pre-Approved (Not Just Pre-Qualified)
Before touring a single home, meet with a trusted local lender to get pre-approved. This shows sellers you’re serious — and it gives you a clear idea of your price range.
Local Tip: Bowling Green has great options for first-time buyers, including USDA rural loans in nearby areas like Alvaton and Rockfield.
Know Your Budget (Beyond the Mortgage)
Factor in:
- Property taxes
- Homeowners insurance
- Utilities
- Maintenance and repairs
- HOA dues (if applicable)
Ashlea’s Advice: Always leave breathing room. Don’t max out your approval — you want to enjoy your new home, not stress over every bill.
Make a List of Must-Haves vs. Nice-to-Haves
Start with your non-negotiables:
🛏 Bedrooms?
🚗 Garage?
🚌 School district?
Then note your “wish list.” This helps me narrow the search and keeps you focused during showings.
Explore the Neighborhoods
Each part of Bowling Green has its own vibe:
- Downtown: walkability + charm
- South Warren/Alvaton: great schools, newer homes
- Plano & Richpond: more space, quieter pace
Ashlea’s Insight: Let’s drive through at different times of day. You learn a lot just by seeing what it’s like on a Tuesday night vs. Saturday morning.
Partner With a Local Pro
A first home is too important to go it alone. I’ll help you:
- Spot hidden red flags
- Understand property values
- Negotiate smart
- Keep your timeline on track
Be Ready to Move Fast
In this market, good homes don’t sit long. When we find the one — be prepared to act.
Pro Tip: Have your lender, down payment, and documents ready before we even start looking seriously.
Don’t Skip the Inspection
Even on newer builds or “move-in ready” homes, an inspection can save you thousands later. I’ll recommend inspectors I trust.
Ask Questions — All of Them
No question is too small. Seriously. I’m here to guide you through every step.
Let’s Make It Happen!
Buying your first home should feel exciting, not exhausting. With the right guide, the right mindset, and a plan, you’ll get the keys and the confidence.
Helping someone buy their first home is one of my favorite parts of this job. I love seeing their faces light up when they realize… this one’s it.”
– Ashlea Campbell
Ready to start your journey?
Let’s sit down, map out your goals, and find a place that feels like home.
